- Essays··10 min read
The Auditor Who Does Not Exist Yet
The European Commission holds formal investigative and enforcement authority over general-purpose AI model providers and over the AI Act's prohibited practices as of 2 August 2026, and the Commission sent its first enforcement information requests to more than 30 AI companies, covering safety and security of general-purpose and frontier models, and copyright and transparency. …
auditorwhodoesnotRead - Essays··9 min read
The Exclusion That Cleared Devices Do Not Prevent
In 2025, the Insurance Services Office introduced optional generative AI exclusions for 2026 commercial general liability policies, excluding coverage for bodily injury, property damage, or personal and advertising injury arising out of generative artificial intelligence. The definition is deliberately broad, covering nearly any machine system that produces text, images, audio, video, or code. The …
exclusioncleareddevicesnotRead - Essays··6 min read
The Certificate That Does Not Exist Yet
Article 4 AI literacy obligations have applied since 2 February 2025, so every university in the Union employing staff to operate AI systems has been out of compliance for more than seven months, or it has already certified that its people meet a sufficient level of AI literacy for the work they do. The …
certificatedoesnotexistRead - Essays··8 min read
The Inventory You Do Not Have When the Auditor Asks for It
From 2 August 2026, the European Commission's AI Office, together with national authorities, began enforcing the Artificial Intelligence Act. Five days later, Henna Virkkunen confirmed the first formal enforcement step: "our AI Office has formally sent requests for information to a number of providers of general-purpose AI models", reportedly including OpenAI, Anthropic, and Google. …
inventoryyounothaveRead - Essays··8 min read
The guidance that does not apply
On 17 April 2026, federal regulators including the Federal Reserve, FDIC, and OCC overhauled existing guidance, replacing SR 11-7 with a framework that demands better model inventory, risk-based validation cadence, and continuous monitoring across the lifecycle. SR 26-2 excludes generative AI and agentic AI from the formal scope because these technologies are novel and …
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